Dental Insurance
The Board shall provide dental insurance to eligible employees as described below. The insurance carrier(s), program(s), and coverages will be selected and determined by the Board.
Minimum Hours for Any Board Contribution: An employee who has an assignment of eighty percent (80%) of full-time equivalency or greater (or works an average of 30 hours per week) is eligible to participate in the District’s dental insurance. Employees whose assignments are less than eighty percent (80%) of a full-time equivalency are not eligible to participate in the District’s dental insurance and are not eligible for any District premium contribution.
Both Spouses Employed by the District: If both spouses are employed by the District and are eligible for insurance, the employees shall be eligible for one family plan or two single plans, whichever is appropriate for the employees. The premium contributions for spouses shall be no different than the premium contribution for a similarly-situated employee whose spouse does not work for the District.
Commencement and Termination of Benefits: Coverage will commence on the employee’s first day of employment. The insurance benefits described in Appendix A terminate according to the following schedule:
- If an employee resigns or is terminated, District coverage shall cease at the end of the month the resignation or termination becomes effective.
Premium Contributions:
Single Coverage: For employees who are eligible for and select single coverage, the District shall pay one hundred percent (100%) of the single premium of the dental insurance plan.
Family Coverage: For employees who are eligible for and select family coverage, the District shall pay ninety-five percent (95%) of the family premium of the dental insurance plan. Employees shall be responsible for the remaining portion of the premium (5%) through payroll deduction.
Health Insurance
The Board shall provide health insurance to eligible employees as described below. The insurance carrier(s), program(s), and coverages will be selected and determined by the Board.
Minimum Hours for Any Board Contribution: An employee who has an assignment of eighty percent (80%) of full-time equivalency or greater (or works an average of 30 hours per week) is eligible to participate in the District’s health insurance. Employees whose assignments are less than eighty percent (80%) of a full-time equivalency are not eligible to participate in the District’s health insurance and are not eligible for any District premium contribution.
Both Spouses Employed by the District: If both spouses are employed by the District and are eligible for insurance, the employees shall be eligible for one family plan or two single plans, whichever is more appropriate for the employees. The premium contributions for spouses shall be no different than the premium contribution for a similarly-situated employee whose spouse does not work for the District.
Commencement and Termination of Benefits: Coverage will commence on the employee’s first day of employment. The insurance benefits described in Appendix A terminate according to the following schedule:
- If an employee resigns or is terminated, District coverage shall cease at the end of the month the resignation or termination becomes effective.
Premium Contributions:
Single Coverage: For employees who are eligible for and select single coverage, the District shall pay no more than eighty-five percent (85%) of the single premium of the health insurance. Employees shall be responsible for the remaining portion of the premium (15%) through payroll deduction.
Family Coverage: For employees who are eligible for and select family coverage, the District shall pay no more than eighty-five percent (85%) of the family premium of health insurance plan. Employees shall be responsible for the remaining portion of the premium (15%) through payroll deduction.
Life Insurance
The Board shall provide life insurance to eligible employees as described below. The insurance carrier(s), program(s), and coverages will be selected and determined by the Board.
Eligibility, Commencement and Termination of Benefits: For eligibility requirements, commencement and termination of benefits refer to the Employee Trust Fund Group Life Insurance Brochure.
Premium Contributions: The Board pays one hundred percent (100%) of the premium for life insurance. The amount of coverage is based upon earnings and is equal to the total earnings of the previous year rounded to the next higher thousand.
Long-Term Disability Insurance
The Board shall provide long-term disability insurance to eligible employees. The insurance carrier(s), program(s), and coverages will be selected and determined by the Board.
Minimum Hours for Any Board Contribution: An employee who has an assignment of at least eighty percent (80%) of full-time equivalency or greater (or works an average of 30 hours per week) is eligible to participate in the District’s long-term disability insurance. Employees whose assignments are less than eighty percent (80%) of a full-time equivalency are not eligible to participate in the District’s long-term disability insurance and are not eligible for any District premium contribution.
Commencement and Termination of Benefits: Coverage will commence on the employee’s first day of employment. The insurance benefits described in Appendix A terminate according to the following schedule:
- If an employee resigns or is terminated, District coverage shall cease at the end of the month the resignation or termination becomes effective. Premium Contributions: The District shall pay the full premium for long-term disability insurance for eligible employees.
Rev: 6-9-2014
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